FOIA on Martin Luther King

Read from the scan by GLM-OCR; expect the odd misread word.

of read-write access to data sets. The volume detection switch alerts the control program when the volume is increased; this protects data from being written upon. This switch provides additional protection for read-only volumes.

## Insurance

If data security measures fail, the use of EDP insurance can back-up or soften the blow. Every business or person who now has an in-house computer, operates or is a user of a service bureau, or transmits data to a data center should be computer-security conscious. Insurance is one of the back-up measures if prevention fails. However, not all businesses can afford or even need an elaborate and expensive security system; thus, evaluation of the information becomes necessary to determine those sections of the system which require this protection.

The subject matter of ordinary insurance coverage in physical damage to tangible property. In this case, software and data are not covered. Business interruption insurance protects you in the event of fire or other interruptions to normal business but does not cover the consequences. Boiler explosion policies which also insure other heating mishaps do not cover computer operations. Theft and employee dishonesty are also insured in terms of general risk. Valuable papers and records' coverage provides protection in the event of destruction of such intangibles as notes and account receivable records but does not include such computer media as valuable papers. Public liability insures the company for its acts or omission of acts which give rise to claims by outsiders against the company.

Insurance can prevent an unfortunate event from becoming a catastrophe. When a person buys an insurance policy, he knows that he will be indemnified if a loss does occur.

Some of the insurance companies which write EDP policies are the Saint Paul Fire and Marine Insurance Co., Insurance Company of North America, The Home Insurance Co., and Royal Assurance of America.

Insurance premiums generally correspond to the regular fire policy rates plus an added loading factor for the additional EDP perils.

Undoubtedly any computer installation, regardless of the quality and level of its security system, cannot approach the state of no risk of loss. Security is based on a "cost-benefit" concept; in other words the cost of violating the system should be greater than the gain derived therefrom.

## References

All About Time-Sharing Services." Data Processing Distr. Vol. 18, No. 3, March, 1972.

Birston, Jeffrey N. "The Terminal that Thinks for Itself." Computer Decisions. Vol. 5, No. 1, January, 1973.

Bertran, Peter. "Software Security." Data Proces- ning Digest. Vol. 18, No. 4, April, 1972.

Brasistan. Dennis K. "Privacy and Protection in Operating Systems." Computer. Vol. 6, No. 1, January, 1973.

Dray. Milvyn. "How Safe is Your System?" Data Processing Digest. Vol. 18, No. 4, April, 1972. Chelton. Frederik W. "Computers and Cryptology."

Station. Vol. 19, No. 1, January, 197

Computer News. Vol. 16, No. 6, June, 1972.

Water News. Vol. 16, No. 10, October, 1972.

Developments in Data Transmission." EDP Analyzer. vol.11. No.3. March, 1973.

Dickey, C. Lewis. "Securing the Computer." Journal of Systems Management. Vol. 23, No. 2, February, 1972.

"Distributed Intelligence in Data Communication." EDP Analyzer. Vol. 11, No. 2, February, 1973.

"The Emerging Computer Networks." EDP Analyzer. Vol. 11, No. 1, January, 1973.

Girsdansky, M. B. "Cryptology, the Computer, and Data Privacy." Computers and Automation. Vol. 21, No. 4, April, 1972.

Goldstein, Seth. "A New Life for Time-Sharing." Dun's. Vol. 101, No. 1, January, 1973.

Hebditch, D. L. "A Simple Terminal Language for a Database." Computer Bulletin. Vol. 16, No. 1, January, 1972.

Koehn, Hank E. "Are Companies Bugged about Bugging?" Journal of Systems Management. Vol. 24, No. 1, January, 1973.

Murphey, Wayne E. and Daniel V. Olson. "Controlling Access to Large Tape Files." Data Processing Magazine. Vol. 14, No. 1, Spring, 1972.

Salzman, Roy M. and Arthur D. Little. "An Outlook for the Terminal Industry in the United States." Data Processing Digest. Vol. 18, No. 1, January, 1972.

"Security in Data Processing." Data Processor. Vol. 16, No. 1, February, 1973.

Simis, T. L. "Telephone Service: The Rules of the Game When the Game is Changing." Computers and Automation. Vol. 21, No. 12, December, 1972.

"Toward Distributed Computing." EDP Industry Report. Vol. 7, No. 6, January 17, 1972.

Van Tassel, Dennis. Computer Security Management. Englewood Cliffs, N.J., Prentice-Hall, 1972.

Zaiden, Dennis J. "Special EDP Insurance: Who Needs It?" Data Processing Magazine. Vol. 14, No. 1, Spring, 1972.

## Cerullo - Continued from page 9

## Procedure for Withdrawal

Sixth, a procedure should be established for withdrawal from the cooperative. If the withdrawing firm has not been a member for a predetermined time, perhaps one or two years, a sliding scale penalty fee for withdrawal should be established.

## Procedure for Admission

Finally, procedures must be determined to govern the admission of new members into the cooperative. Perhaps a unanimous affirmative vote by current members should be required to admit a new member. The current members should also decide if a newly admitted member should be required to pay a predetermined portion of the cooperative's startup costs and if the cooperative should limit membership to firms of the same approximate size as current members.

## Conclusion

With due care taken in following the above steps, establishing a successful cooperative service bureau should be relatively easy. Companies would be well advised to consider the idea seriously, for cooperative service bureaus offer a viable and in many ways superior alternative to the more costly inhouse computer and the less satisfactory outside service bureau.

## Foothotes

1. Computers in Business: An RIA Survey of Users and Nonusers (New York: Research Institute of America, 1969), p. 4.

2. Ibid., p. 17.

3. Michael J. Cerullo. "Service Bureaus: User Appraisal." Datamation Vol. 18 May 1972 p. 86

3. Michael J. Cerullo. "Service Bureaus: User Appraisal." Datamation, Vol. 18, May 1972, p. 86. 4. Ibid., p. 89.

5. ADAPSO Eighth Management Symposium. "How to Operate a Service Bureau for Profits." 1963, p.49.